Letter From Our Founder

Yet again we draw to the close of another eventful year, both in South Africa’s evolving post-1994 political era, as well as a volatile year in the markets, both globally and locally. The stagnation in the SA stock market index continues. At the time of writing, the SA equity index …

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Interview With Jaco Van Tonder – Living Annuity Strategy

RYK VAN NIEKERK: One of the most critical decisions pensioners need to make every year is how much they should drawdown from their living annuity; even a small increase in the drawdown rate can have a significant impact on the future financial health of that particular annuity. On the line …

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Mr Market And The Herd

“If you can keep your head when all about you Are losing theirs and blaming it on the Fed; If you can trust yourself when guests on CNBC shout anew, But make allowance for their shouting dread; If you can wait and not be tired by waiting, Or, surrounded by …

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Rules Of Thumb – Are You Quite Sure?

Recently, I came across an article relating to how much income retirees require for retirement, relative to their previous earnings. According to the article, the correct amount is 70-80% of pre-retirement income. It certainly is not the first time this number has been used – but is it correct, and …

Read More →

Bitcoin and Cryptocurrencies – An Important Generational Lesson

In our year-end newsletter of 2017 we commented on the meteoric rise in Bitcoin and other block-chain cryptocurrency markets. When retirees are debating whether to allocate funds to Bitcoin, then you have to pay attention! Twelve months later it is worth reflecting on what has transpired, and what we can …

Read More →

Why Investors Can Miss Black Friday Sales

The recent Black Friday deals present an interesting perspective from which to view investor behavior, and can help reinforce the traits we as investors need to demonstrate to ensure we remain on track with our longer-term goals. The rationale behind the Black Friday purchasing makes sense – enormous price cuts …

Read More →

Letter From Our Founder

Yet again we draw to the close of another eventful year, both in South Africa’s evolving post-1994 political era, as well as a volatile year in the markets, both globally and locally. The stagnation in the SA stock market index continues. At the time of writing, the SA equity index …

Read More →

Interview With Jaco Van Tonder – Living Annuity Strategy

RYK VAN NIEKERK: One of the most critical decisions pensioners need to make every year is how much they should drawdown from their living annuity; even a small increase in the drawdown rate can have a significant impact on the future financial health of that particular annuity. On the line …

Read More →

Mr Market And The Herd

“If you can keep your head when all about you Are losing theirs and blaming it on the Fed; If you can trust yourself when guests on CNBC shout anew, But make allowance for their shouting dread; If you can wait and not be tired by waiting, Or, surrounded by …

Read More →

Rules Of Thumb – Are You Quite Sure?

Recently, I came across an article relating to how much income retirees require for retirement, relative to their previous earnings. According to the article, the correct amount is 70-80% of pre-retirement income. It certainly is not the first time this number has been used – but is it correct, and …

Read More →

Bitcoin and Cryptocurrencies – An Important Generational Lesson

In our year-end newsletter of 2017 we commented on the meteoric rise in Bitcoin and other block-chain cryptocurrency markets. When retirees are debating whether to allocate funds to Bitcoin, then you have to pay attention! Twelve months later it is worth reflecting on what has transpired, and what we can …

Read More →

Why Investors Can Miss Black Friday Sales

The recent Black Friday deals present an interesting perspective from which to view investor behavior, and can help reinforce the traits we as investors need to demonstrate to ensure we remain on track with our longer-term goals. The rationale behind the Black Friday purchasing makes sense – enormous price cuts …

Read More →